feat: 更新分期方案初始化脚本，匹配最新表结构

- 更新表名和字段名为小写格式
- 修正字段类型以匹配实体类定义
- 新增缺失字段：scheme_type, down_payment_ratio等
- 添加索引优化查询性能
- 完善表和字段注释

LCXiaoguan-admin/Dockerfile

@@ -0,0 +1,31 @@
+# 贝尔实验室 Spring 官方推荐镜像 JDK下载地址 https://bell-sw.com/pages/downloads/
+FROM bellsoft/liberica-openjdk-rocky:17.0.15-cds
+#FROM bellsoft/liberica-openjdk-rocky:21.0.7-cds
+#FROM findepi/graalvm:java17-native
+
+LABEL maintainer="Lion Li"
+
+RUN mkdir -p /ruoyi/server/logs \
+    /ruoyi/server/temp \
+    /ruoyi/skywalking/agent
+
+WORKDIR /ruoyi/server
+
+ENV SERVER_PORT=8080 SNAIL_PORT=28080 LANG=C.UTF-8 LC_ALL=C.UTF-8 JAVA_OPTS=""
+
+EXPOSE ${SERVER_PORT}
+# 暴露 snail job 客户端端口 用于定时任务调度中心通信
+EXPOSE ${SNAIL_PORT}
+
+ADD ./target/ruoyi-admin.jar ./app.jar
+
+SHELL ["/bin/bash", "-c"]
+
+ENTRYPOINT java -Djava.security.egd=file:/dev/./urandom -Dserver.port=${SERVER_PORT} \
+           -Dsnail-job.port=${SNAIL_PORT} \
+           # 应用名称 如果想区分集群节点监控 改成不同的名称即可
+           #-Dskywalking.agent.service_name=ruoyi-server \
+           #-javaagent:/ruoyi/skywalking/agent/skywalking-agent.jar \
+           -XX:+HeapDumpOnOutOfMemoryError -XX:+UseZGC ${JAVA_OPTS} \
+           -jar app.jar
+